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Foreclosure Auction
3338 Arundel on the Bay Road Annapolis, Maryland 21403

Monday, July 22, 2024 @ 12pm EST, held at the Circuit Court for Anne Arundel County at the Court House Door

To be held at the Circuit Court for Anne Arundel County, at the Court House Door, 8 Church Circle Annapolis, MD 21401– Opportunity to purchase a 0.23 acre (10,000sf) lot located in the community of Oyster Harbor in Annapolis, Maryland! According to the tax records, the property is zoned R2. Oyster Harbor Citizens Association, formed in 1950, borders Oyster Creek, Fishing Creek and the Chesapeake Bay. According to the community website - - the community offers a long list of amenities for its residents, including a swimming beach, sheltered boat slips for lease, a fishing pier, and much more. Please refer to the Oyster Harbor Website for details. 

Terms and Conditions: Please refer to the Substitute Trustee's Sale of Unimproved Property notice for terms and conditions of the auction, including the deposit requirement to bid at the auction.

To learn more, visit here

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Rosenthal Gormly, LLC.

10605 Concord Street #307

Kensington, MD 20895 202-265-7755


Civil Action No. _______________






Under and by virtue of the power of sale contained in a certain Commercial First Deed of Trust from Close It Now 365, LLC to Mark L. Leemon and Mark L. Hessel, Trustee, dated March 31, 2023, recorded April 3, 2023 in Liber 39561, folio 110 both among the Land Records of Anne Arundel County, MD, the holder of the indebtedness secured by the Deed of Trust having appointed Charles F. Gormly, Substitute Trustee by instrument duly executed, acknowledged and recorded among the aforementioned Land Records, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustee will sell at public auction at the Circuit Court for Anne Arundel County, at the Court House Door, 8 Church Circle, Annapolis, MD 21401, on

JULY 22, 2024 AT 12:00 PM

​The land referred to herein is located in Anne Arundel County, Maryland and is described as follows:


Lot numbered Fourteen (14) in Block numbered Eight (8), Plat 1, Oyster Harbor, as shown on plat dated April 18, 1950 entitle “Plat Number 1, Oyster Harbor, near Arundel on the Bay, 2d Election District, Anne Arundel County, Maryland” made by J.R. McCrone, Jr. and recorded among the Land Records of Anne Arundel County, Maryland in Plat Book 22, folio 9.


Property Address: 3338 Arundel on the Bay Road, Annapolis, MD 21403 Being the same property recorded in Liber 39392 at Page 404


Tax ID #02-597-09700600


The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.

Terms of Sale: A deposit of $20,000 by cashiers check or certified check or in such other form as the Substitute Trustee may determine in his sole discretion. The deposit must be increased to 10% of the winning bid amount and delivered to the Substitute Trustee within 3 (three) business days after the consummation of the sale in the same form of funds as the initial deposit. Failure to timely tender the deposit shall constitute a material default by the purchaser. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court.


The successful bidder shall be required to execute a Memorandum of Sale immediately upon completion of the sale. A copy of the Memorandum of Sale may be obtained from the Substitute Trustee prior to the foreclosure sale. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Substitute Trustee. If the purchaser fails to go to settlement within ten days of the ratification, the deposit shall be forfeited to the Substitute Trustee and all of the expenses of this sale (including attorney fees and full commission on the gross sale price of the sale) shall be charged against and paid out of the forfeited deposit. Purchaser(s) acknowledge the obligation to settle within ten days of ratification of the foreclosure sale. In the event that settlement does not occur within ten days, the purchaser(s) shall be in default. Upon such default, Substitute Trustee shall file a Motion and Order to resell the property at the risk and expense of the defaulting purchaser(s). Purchaser(s) hereby consent to entry of such resale order without further notice. The defaulting purchaser(s) shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. In the event settlement is delayed for any reason, including, but not limited to, exceptions to the sale, bankruptcy filings by interested parties, court administration of the foreclosure or unknown title defects, there shall be no abatement of interest. Taxes, ground rent, water and all public charges including, sanitation and/or metropolitan district charges, if applicable, are to be adjusted for the current year to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property immediately from the time and date of sale forward. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy in law and equity shall be limited to a refund of the deposit without interest. Any such additional terms may be announced at the sale.


The contract of sale between the Substitute Trustee, as seller, and the purchaser (the “Contract of Sale”) includes, by reference, all the terms and conditions contained herein, specifically including, but not limited to, the following provisions: “Purchaser agrees and represents that the Purchaser is purchasing the Premises subject to all matters known and unknown, in ‘AS IS, WHERE IS’ condition. In executing and delivering the Contract of Sale, Purchaser recognizes Purchaser has not relied upon nor been induced by any statements or representations of any person, including the Substitute Trustee, the secured party, the deed of trust and security agreement holder or an affiliate or their respective servicers, heirs, personal and legal representatives, counsel, auctioneers, other professionals, agents, employees, successors and assigns (collectively, “Released Parties”), in respect of the condition of the Premises, including the environmental condition of the Premises, unless such representations or statements are specifically set forth in the Contract of Sale. Purchaser has not relied on anything in the foreclosure advertisement, but rather has relied solely on such investigations, examinations or inspections of the Premises as Purchaser has made. Purchaser waives and releases the Released Parties from any and all claims the Purchaser or its successors and assigns may have now or in the future may have relating to the condition of the Premises. Purchaser acknowledges and agrees that this provision was a negotiated part of the Contract of Sale and serves as an essential component of consideration for the same.


The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The auctioneer, the party secured by the Deed of Trust and the Substitute Trustee make no representations or warranties with respect to the accuracy of this information.

Charles F. Gormly, Substitute Trustee (Esquire)

(202) 265-7755

Stephen Karbelk, Auctioneer

(703) 556-4222

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